what we do
What is a Mortgage Adviser?
What will it cost me to use a Mortgage Adviser?Nothing, the service is FREE (99.9% of the time). There are no costs for the Adviser's service and no hidden costs from the bank. In the odd occasion when we a arranging very 'specialised lending' there may be a service fee involved.
How does the Adviser get paid?
The bank pays the Mortgage Adviser a commission based upon the amount of the lending and this is not in anyway passed onto the client through the loan. (Some second tier lenders do charge a brokerage fee).
How long does the process take?Under normal circumstances the turn around time for a straight forward lending scenario is approximately 48 hours on average. We have been known to obtain approvals within three hours (no pressure).
Is it a one off experience?No definitely not. We offer an on-going service to all of our clients. We can deal with the re-fix of your interest rates when they expire, re-financing and topping up the amount of your home loan. We can also arrange future finance for purchasing investment property and bridging finance for when selling and buying to up grade or downsize.